About JKFL - Mortgage & Insurance
Good advice. Real people. No pressure.
We believe financial advice should start with a friendly conversation, not feel like a job interview.
Bring your questions, your big plans or your “where do I even start?”—we’ll listen, explain things in plain English and help you find your next step. No finance qualifications required. That’s our bit.
Meet the people
Email: katie@jkfl.co.nz
Phone: 027 406 8932
Katie helps everyday Kiwis get their money sorted without the stress or confusion.
With over 10 years in lending, she’s built JKFL around making the process simple, clear and completely judgement-free, so clients feel confident every step of the way.
Known for her practical, down-to-earth approach, Katie focuses on helping people move forward with clarity, not overwhelm.
Email: maree@jkfl.co.nz
Phone: 06 353 0333
Maree keeps everything running smoothly behind the scenes.
From admin to compliance, she ensures every detail is taken care of, helping create a seamless experience from start to finish.
Often the one making everything happen quietly in the background, Maree plays a key role in keeping both the team and clients supported throughout the process.
Email: phil@jkfl.co.nz
Phone: 027 390 9957
Phil brings over 15 years of experience in lending and finance, along with a calm, down-to-earth approach.
He focuses on making the process feel straightforward and stress-free, helping clients make confident decisions without the overwhelm.
Outside of work, Phil is heavily involved in local theatre, bringing the same energy and passion into everything he does.
Email: sarah@jkfl.co.nz
Phone: 022 538 4919
Sarah helps clients feel comfortable and supported as they take their next financial step.
Having supported JKFL’s clients through the lending process, she now brings that practical experience to her role as a qualified financial adviser.
Her focus is on keeping things clear and manageable, making space for questions and helping clients feel confident about their options.
Email: sreyna@jkfl.co.nz
Phone: 06 353 0333
Sreyna supports both the team and clients throughout the process, helping keep everything moving smoothly behind the scenes.
With a background in insurance, she brings valuable experience and a thoughtful, supportive approach to her work.
She’s passionate about helping clients feel comfortable, confident, and well looked after from start to finish.
Our story
JKFL started with a simple idea: financial advice should feel human. Someone who listens, takes your goals seriously and makes the next step feel a little less daunting.
We’re proudly based in Palmerston North, helping people across Manawatū and throughout New Zealand. Whether you’re buying your first home, planning your next move or protecting your family, we’ll take the time to understand what matters to you.
With over 20 years of combined lending experience, our team knows how to work through the numbers, navigate lender requirements and explore options you might not have considered. We bring that experience to every conversation, alongside a friendly welcome and explanations that make sense.
You’ll know who you’re dealing with, what’s happening and who to call when another question pops up. We’ll handle the back-and-forth, talk honestly about your options and help you make decisions you feel comfortable with.
We also look beyond the immediate application. Your mortgage and insurance should fit your life today and support where you want to go next.
Everyone’s version of getting ahead looks different. We’d love to hear yours—and help you make a plan to get there.
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